If you are asking can you get a phone contract with bad credit, we say yes you can.
If you are doing a web search for can you get a phone contract with bad credit then search no further, as you have found the website you are looking for.
If you are losing sleep over the question can you get a phone contract having poor credit, we say yes you can!
Can you get a phone contract with bad credit or poor credit?
Bradley, from Edinburgh, went through one of our providers and he told us from his experience it was a simple application form and process. Bradley thought he was never going to be accepted by anyone for a phone contract due to his bad credit history, but through our website he found a provider that would help him.
Tommy, from Scunthorpe, also came to our page when he was looking for a phone contract with bad credit after being turned down by the mainstream providers. Tommy needed a mobile phone to help with a new project he was working on and came to us for help.
“After applying I got the phone I needed to help with my new business and I am now more hopeful for the future. Thank you for giving me that chance.”Tommy from Scunthorpe
There are many reasons, like Tommy and Bradley, why you may have a bad credit rating and it could be due to having missed a couple of loan payments to more severe a problem as bankruptcy.
If you have a bad credit rating and a bad credit score this will flag up that you are a greater risk to the provider.
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This may limit your choice of mobile phone contract. However, we are lucky to have access to companies that can help you get a phone contract with bad credit. We are able to direct you to the right suppliers that will suit your circumstances.
Ben from Middlesborough told us, “I got a yes for the mobile phone I desperately needed. I choose the phone I wanted, filled in the short application form, and two days later I received my mobile. It’s been 6 months now and since then I have kept up with the payments and my credit score has gradually improved, its great.”
If like Ben you are asking if you can get a phone contract having bad credit, we say yes you can. If like Bradley you are doing a web search for can you get a phone contract when you have bad credit, we say yes you can.
Click on the banner for more information and hopefully like Ben, Tommy and Bradley we too can help to finally get accepted for a phone contract you desperately want.
All the mobile phone companies we use have been set up to cater for people who are having problems getting a new mobile phone contract taken out. There is a big market out there, especially since the credit crunch of 2008 and Covid-19 in 2020, which has lasted and lasted for years and still has an affect on people today.
If you’re looking for a new mobile phone plan, but you have bad credit, you may be wondering: Can you get a phone contract with bad credit? Cell phone companies like to be paid, so they consider credit worthiness when determining who they will provide service to.
While there isn’t a specific minimum credit score, carriers generally consider customers with a credit score of at least 600 to be good candidates. In an ideal situation, people with a 700+ credit score would be accepted by the majority of phone companies.
The answer is yes, but not always easy. Although it’s possible to get a phone contract with bad credit, you should research the benefits of different phone networks and the different types of contracts available.
It’s also worth keeping in mind that the importance of credit history depends on the value of the handset. Cheaper handsets typically require less rigorous credit checks and have smaller instalments, while smartphones tend to be more expensive and carry stricter terms.
If your credit history is really bad, you may want to look into family plans. This way, you can avoid a credit check and save money on your phone bill.
Unlike with standard contracts, family plans generally allow multiple lines to be connected. However, there are several cons to this strategy.
First of all, you’ll probably be unable to get the exact model of phone you’d like. The monthly payments will also be higher than the standard contract, but they’re often worth it if your family will stay in contact with each other and are happy with the arrangement.