No Credit Check – if you know your credit history is less than perfect and you are looking to take out a new contract with the latest mobile phone model, then you will need to find a supplier that does not credit check you. The main networks will carry out a full credit check, but there are other suppliers that do not. You have found one!
If you’re looking for a new mobile phone contract but have been refused due to bad credit, don’t worry – there are plenty of options available with no credit check. Here’s everything you need to know about no credit check mobile phone contracts.
When it comes to mobile phone contracts, there are two types of credit checks – a soft check and a hard check. A soft check is where the network provider checks your credit score to get an idea of your financial history. This doesn’t impact your credit score and you’re not likely to be rejected if you have bad credit.
A hard check is a more thorough investigation into your financial history and will leave a mark on your credit file. If you’ve been rejected for a contract due to bad credit, it’s likely that the network provider has carried out a hard check. There are plenty of mobile phone networks that don’t carry out any kind of credit check, so you can still get a contract even if you have bad credit.
These no credit check contracts usually come with some restrictions, such as a smaller data allowance or a higher monthly price, but they’re still a great way to get connected if you’ve been refused elsewhere. We work with all the major UK networks to help people find the best mobile phone deals available, regardless of their credit score. We can compare prices from EE, O2, Three and Vodafone without doing any kind of hard search on your Credit Report – meaning there’s no risk whatsoever and it won’t affect your chances of getting accepted in future.
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